[Remote] Underwriting I - Ops/Automobile

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Note: The job is a remote job and is open to candidates in USA. PNC is a leading financial services company that values its people as its greatest differentiator. They are seeking an Underwriter I for their Indirect Automobile organization, responsible for analyzing credit and collateral strength, making credit decisions, and ensuring compliance with regulatory requirements.


Responsibilities

  • Works under supervision or independently on relatively basic transactions. May have limited approval and/or exception authority. Performs or assists in preparation of offerings for specific transactions or in management of a portfolio and interacts with internal/external customers.
  • Using judgment to identify risks and mitigants, performs or assists in preparation of offerings and/or scorecards (e.g. risk ratings) by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
  • Contacts internal/external customers and other parties as appropriate to gather information, clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities.
  • Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies/procedures are followed.
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.

Skills

  • Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
  • Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
  • Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program.
  • In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
  • Bachelors
  • Credit Decisions
  • Decision Making
  • Financial Analysis
  • Identifying Risks
  • Process Improvements
  • Results-Oriented
  • Risk Assessments
  • Accuracy and Attention to Detail
  • Credit Analysis and Verification
  • Decision Making and Critical Thinking
  • Effective Communications
  • Financial Analysis
  • Information Capture
  • Knowledge of Underwriting
  • Managing Multiple Priorities
  • Office Support Tools
  • Operational Functions

Benefits

  • Medical/prescription drug coverage (with a Health Savings Account feature)
  • Dental and vision options
  • Employee and spouse/child life insurance
  • Short and long-term disability protection
  • 401(k) with PNC match
  • Pension and stock purchase plans
  • Dependent care reimbursement account
  • Back-up child/elder care
  • Adoption, surrogacy, and doula reimbursement
  • Educational assistance, including select programs fully paid
  • A robust wellness program with financial incentives
  • Maternity and/or parental leave
  • Up to 11 paid holidays each year
  • 8 occasional absence days each year, unless otherwise required by law
  • Between 15 to 25 vacation days each year, depending on career level and years of service

Company Overview

  • PNC is a financial service company providing bank deposits products and services to its community. It was founded in 1845, and is headquartered in Pittsburgh, Pennsylvania, USA, with a workforce of 10001+ employees. Its website is http://www.pnc.com.

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